1348 people bought this Deal
10% on Swiggy, Zomato & Big Basket
25% Cashback on Airtel Mobile, Wi-Fi and DTH Payments
Amazon Voucher worth Rs.500
10% Cashback on Utility Bill Payments
The Airtel Axis Bank Credit Card offers numerous benefits and attractive offers that make it a compelling choice. Firstly, it provides a welcome bonus of Rs 500 Amazon e-Voucher on the First Transaction made within the first 30 days of card issuance. If you are an Airtel customer, save 25% up to a max of Rs. 250 EVERY MONTH on postpaid bill payments, pre-paid recharge, DTH & Broadband (Internet). If you recharge on Jio, Vi & another operator, you will get a flat 10% Cashback up to Rs.250 EVERY MONTH. This card also offers a 10% cashback on utility bill payments (Any service provider which includes gas, electricity and water) made through the Airtel Thanks app. 10% cashback on Swiggy, Zomato and Bigbasket, you can enjoy complimentary access to airport lounges in India and receive fuel surcharge waivers on transactions above Rs. 400. Applying for this credit card not only offers you the convenience of a versatile payment tool but also presents opportunities to earn substantial rewards and enjoy exclusive privileges. Joining fees of this card Rs.500, annual fees Rs.500. Annual fees waived off if yearly spending is greater than Rs. 2,00,000Apply for this credit card & get extra GP Rewards
Looking for the best cashback credit card for recharges, bill payments & more? Here's the Airtel & Axis Bank co-partnership credit card - Airtel Axis Bank credit card review, features and benefits. You can apply for the Airtel Axis Bank credit card online via GoPaisa and get flat Rs.1500 cashback rewards on card approval & dispatch. Read on to know more about the Axis Airtel credit card features, benefits, eligibility, charges, etc.
Although the Axis Bank credit card portfolio offers a multitude of options, no credit card can match the benefits this co-branded Airtel Axis Bank credit card delivers. A game-changer in the world of plastic money, the Airtel Axis Bank credit card is strategically designed to leverage maximum benefits when paying for Airtel's wide range of services. Airtel Axis Bank credit card boasts a series of other rewards and privileges to reward every spend with accelerated cashback. In addition, it offers special discounts, e-gift vouchers and complimentary services. Let's have a detailed look at this Airtel Axis Bank credit card, covering key topics such as Airtel Axis credit card benefits, features, welcome & annual bonuses, applicable fees & charges and who should apply for this card.
Enjoy Flat 1,500 GoPaisa Cashback Rewards on more than 15 Axis Bank credit cards from GoPaisa. Click here to know more.
Airtel Axis Bank Credit Card Overview | Airtel Axis Credit Card Benefits |
Best For | Utility Payments & Shopping |
Joining Fee | Rs. 500 + Applicable Taxes |
Joining Benefit | FREE Amazon Gift Voucher Worth Rs.500 |
Exclusive Benefit from GoPaisa | Flat Rs.500 GP Cashback Reward on Card Approval |
Annual Fee | Rs. 500 + Appliable Taxes (2nd Year Onwards) |
Annual Fee Waiver | By Spending Rs. 2 Lakh & more in the preceding year |
Airtel Axis credit card is an easy-to-maintain credit card with pocket-friendly joining & annual fees of Rs.500. The Airtel Axis credit card offers an Amazon e-gift voucher worth Rs.500 in exchange for joining fees. You will also get the annual fee waiver benefit on your Airtel Axis Bank credit card upon spending Rs.2 lakh and more in the previous year.
Note: you will benefit from a welcome voucher when the joining fee is charged for the Airtel Axis credit card. In addition, you must make the first purchase using your Airtel Axis Bank credit card within 30 days from the card issuance date to get eligible for the welcome gift.
The Axis Bank Airtel credit card is designed to give exciting cashback rewards for every online bill payment, whether you pay mobile recharge, broadband & wifi bill or DTH recharge. Refer to the table below to learn more about the Airtel Axis credit card cashback benefits.
Airtel Axis Bank Credit Card Cashback Benefits | Cashback Applicable On | Capping on Cashback Earning |
Flat 25% Cashback | Airtel mobile, broadband, wifi & DTH bill payments via Airtel Thanks App | Max. Rs.300 Cashback/ Ctatement Cycle |
Flat 10% Cashback | Utility Bill Payments (gas, electricity, etc.), via Airtel Thanks App | Max. Rs.300 Cashback/ Ctatement Cycle |
Flat 10% Cashback | Spend Across Preferred Merchants (Swiggy, Zomato & BigBasket) | Max. Rs.500 Cashback/ Ctatement Cycle |
Unlimited 1% Cashback | All Other Spends | No capping |
The Airtel Axis Bank credit card is designed to reward every spend with accelerated cashback rewards. However, some purchases made through this card will not be eligible for cashback. These include
This co-branded Airtel Axis credit card offers the same ease of reward redemption as other Axis Bank cashback credit cards. The cashback cardholders earn in a billing cycle will be credited directly to the credit card statement 3 days before the next month's statement generation date.
If your Airtel credit card statement date is the 15th of every month, the cashback earned in the previous month will be credited 3 days before, i.e., on the 12th.
If you'r looking for another cashback shopping credit card, apply for Flipkart Axis Bank credit card here.
Airtel Axis Credit Card Features & Benefits | Details |
Travel Benefit | 4 complimentary domestic lounge visits per year (1 per quarter) |
Fuel Benefit | 1% Waiver on all fuel transactions (Max Rs.500) |
Dining Delight Benefit | Upto 20% OFF on preferred merchants via EazyDiner |
Easy EMI Benefit | Easy EMI facility on all transactions above Rs.2500 |
The Axis Bank Airtel credit card lets cardholders enjoy complimentary access to domestic lounges throughout the year. This Airtel, Axis Bank co-partnership credit card comes with four (4) lounge access per calendar year (one per quarter), benefitting cardholders to relax at any domestic airport while travelling.
Compared to other entry-level Axis Bank credit cards, this card offers higher waivers on fuel transactions. The Airtel Axis credit card allows cardholders to save 1% (max up to Rs.500) on fuel purchases, higher than the Rs.400 on other Axis Bank credit cards.
With the Airtel Axis Bank credit card, you can enjoy delicious meals at your favourite restaurants in India at a lesser price. This card has an exclusive partnership with EazyDiner to provide up to 20% discount on over 4000+ restaurants in India.
The Axis Bank Airtel credit card also gives you a shopping benefit of converting large purchases into easy EMIs. This facility is available on EMIs starting at a nominal interest rate of 1.0%, 1.08%, 1.25%, 1.5% or 2 % per month (based on the offer) on all transactions above Rs.2500.
Fees & Charges | Airtel Axis Credit Card Fee Details |
Joining Fee | Rs.500 (one-time only) |
Annual Fee | Nil for 1st Year. Rs.500 from 2nd Year onwards |
Add-on Card Fee | No fee to pay for add-on card |
Add-on Card Replacement Fee | Rs.100 |
Interest Rate on Card | 3.6% per month or 52.86% per annum |
Cash Withdrawal Fees | 2.5% (Minimum Rs.500) of the cash withdrawal |
Overdue or Late Payment Fee | Nil. No fee for total due amount is less than Rs.500 Rs.500 for total due amount is between Rs.501-Rs.5000 Rs.750 for total due amount is between Rs.5001-Rs.10000 Rs.1200 for total due amount is greater than Rs.10000 |
Cash Payment Fee | Rs.100 |
Overlimit Fee | 2.5% of the amount spent over credit limit (Minimun Rs.500) |
Foreign Currency Conversion Fee | 3.50% of the transaction value |
Cheque return/dishonor fee/auto-debit reversal | 2% of the total amount (Min. Rs.450 & Max. Rs.1504) |
Dynamic Currency Conversion markup | 1% of the transaction amount |
Rent Transaction Fee | 1% + GST of the amount spent (Max. Rs.1500) |
Note: the fees & charges that apply to your Airtel Axis Bank credit cards are subject to the bank's terms and conditions.
You must check the eligibility criteria specified by Axis Bank to become eligible for the Airtel credit card application. Here are the basic Axis Bank Airtel credit card eligibility criteria you need to fulfil while submitting your application form.
When you apply for the Airtel Axis Bank credit card, you'll need some basic documents such as identity proof, residential address proof and income certificates. Below is a list of documents you can present with your Airtel Axis credit card application form.
The Airtel Axis Bank credit card is the right choice for individuals who spend a lot of money paying for Airtel services like mobile recharges, Wifi, broadband or DTH recharges. In addition, this Airtel credit card is valuable for individuals paying utility bills like electricity, water, piped gas line bills and more through credit cards. We have listed the pros and cons of the Axis Airtel credit card below so that you can make an informed decision.
Pros | Cons |
Highest cashback benefits on payments for Airtel services | Capping on cashback makes this card little less useful |
Accelerated cashback on utility bill payments | Annual free waiver spends is too high |
Automatic redemption of cashback to the card | No reward point benefit on this card |
Free lounge access to domestic airports | No bigger benefits on shopping |
Higher savings on fuel transactions | Cashback available only on limited preferred merchants |
Dining discounts on restaurants |
You can apply for the Airtel Axis Bank credit card by visiting their official website. And if you apply for the Axis Bank Airtel credit card through GoPaisa, you can get an additional Rs.1500 GP Reward on your card dispatch. Here are the steps to get Rs.1500 GoPaisa Rewards when signing up for the Airtel Axis credit card online.
Note: The Rs.500 GoPaisa cashback reward for your Airtel Axis Bank credit card will be credited after the card dispatch, which you can redeem for Amazon or Flipkart e-gift vouchers.
No. Airtel Axis Bank credit cardholders will have to pay an annual fee of Rs.500, which means this credit card is not lifetime free. The Axis credit card, however, waives annual fees if you spend over Rs. 2 lakh in the previous year.
Airtel Axis Bank credit card does not offer EDGE reward points on transactions of any kind. But you will get accelerated cashback on spending with this card.
The cashback you'll earn on spending via your Airtel Axis Bank credit card will automatically get credited to your credit card account in the next month's statement cycle.
Any spends made through your Axis Bank Airtel credit card across Airtel services such as mobile recharge, broadband, WiFi, and DTH bill payment via the Airtel Thanks app will be set at Rs.300 per statement cycle. Utility bill payments, such as gas, electricity, water, etc., will also be capped at Rs.300 per statement cycle. Other than this, payments made to preferred merchants like Swiggy, Zomato & BigBasket will be capped at Rs.500 per statement cycle.
Airtel Axis credit card gives you exciting features & benefits like Amazon e-gift vouchers, accelerated cashback, complimentary domestic lounge access, dining delights and fuel surcharge waiver.
Airtel Axis Bank credit cards offer many useful benefits on spends. These include
While applying for the Airtel Axis Bank credit card, you must meet the necessary eligibility criteria, including
You'll need a couple of documents such as a valid photo ID card, proof of address, passport-size photograph, and income statement while applying for the Axis Bank Ace credit card.
If you have any query, concern or question regarding your credit card, you can contact the Axis Bank customer support team at 1860-419-5555 or 1860-500-5555. Also, you can contact the Axis Bank support team through their support page or chat with Axis Bank's virtual assistant 'AXIS AHA!'.